Your practical guide to building a secure retirement, even if you're starting late.
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Learn how to create a personal budget that works for your income and expenses, finding money you didn't know you had for savings.
Discover actionable strategies for accumulating wealth, no matter your current financial situation or age.
Understand the essential concepts of personal finance needed to make informed decisions about your money and future.
Are you worried about retirement but feel like you're too late to start? This book cuts through the jargon and provides a clear, step-by-step path to securing your financial future. Whether you're in your 20s or your 50s, "Retire Smart, Not Broke" offers practical advice you can implement *today* to build confidence and peace of mind about your golden years. It's designed for real people with real lives, offering realistic solutions.
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"This book is a game-changer! It made retirement planning feel achievable, not overwhelming. Highly recommend, even if you think you've started too late."
- Sarah L., Vancouver
"Simple, practical steps that anyone can follow. I feel much more confident about my financial future after reading 'Retire Smart, Not Broke'."
- John P., Toronto
"Finally, a guide that speaks my language! No complex jargon, just clear advice on budgeting and saving. Thank you!"
- Maria R., Calgary
"I thought I was too far behind, but this book gave me hope and a solid plan. Every Canadian worried about retirement should read this."
- David S., Montreal
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While the book covers foundational steps, it also offers valuable insights into managing finances and potential lifestyle shifts that can be beneficial regardless of your age or stage in retirement planning. It provides a good overview for anyone looking to assess their financial situation.